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Valuable Possessions Insurance

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valuable possessions insurance

Valuable Possessions Insurance 

It is crucial for those who keep valuable items in their home to safeguard their belongings from theft and damage. Buying property insurance is an excellent first step, but it's important not to assume that home insurance will cover all high-value items.

What is Valuable Possessions Insurance?

For additional security, you can purchase valuable possession insurance for special things like jewelry (including smartwatches), firearms, cameras, musical instruments, and other items worth $100 or more. Compared to a standard homeowners or renters insurance policy without a deductible, VPP coverage might offer better protection for these possessions.

What items are covered under Valuable Possessions Insurance?

  • Jewelry and Smartwatches
  • Guns & Bows
  • Cameras
  • Instruments
  • Fine Art
  • Silverware 
  • Furs
  • Stamps and Coins

Benefits of Valuable Possessions Insurance


  • Protection for expensive personal items, including jewels, artworks, antiques, and more.
  • Safeguards you against monetary loss brought on by loss, theft, damage, or disaster.
  • Provides coverage for your stuff at home when traveling or in personal storage.
  • Ensures coverage for insured items up to their total, estimated value.

Valuable Possession Insurance provides coverage for high-value items that standard homeowners and renters insurance policies don't. It can help protect you from theft or damage to your covered items or offer additional financial protection in the event of a loss. Check with us today to see if Valuable Possession Insurance is right for you.

Already have Valuable Possessions Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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